On-Time Closing Guarantee

Eligibility Requirements: $6,000 On-Time Closing Guarantee

• 1. Borrower(s) and subject property must meet all underwriting requirements and the loan must be funded by the Company.
• 2. Contract closing date must be a minimum of 28 calendar days from the date of receipt of the executed Intent to Proceed or receipt of credit card deposit for an appraisal, whichever is later.
• 3. Borrower(s) must sign up for and use the Company’s online portal to timely upload all requested documentation including: (i) fulfilling all initial document requests within five business days of the request; (ii) fulfilling all additional document requests within two business days of the request; and (iii) providing a copy of the ratified purchase contract with all addendums within two business days of receipt of the initial Loan Estimate.
• 4. Interest rate must be locked, and all conditions must be satisfied (including payment of all advance fee deposits), at least seven business days prior to the contract closing date.
• 5. Appraisal appointment must be scheduled within 48 hours of the first attempt by the appraiser to contact the borrower(s).
• 6. Finalized appraisal and/or completion certificate must be received within five business days of the contract closing date.
• 7. Subordinate financing through another creditor must have subordinate financing loan approval five business days before closing.

Strong Home Mortgage, LLC reserves the right to amend, terminate, or withdraw this guarantee at any time without prior notice. Void where prohibited. All home lending products offered by Strong Home Mortgage, LLC are subject to credit and property approval. Rates, program terms, and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations may apply. Payment made under this guarantee may have tax implications. Please consult your tax advisor to assess your personal tax situation.