Purchase Closing Guarantee

Mortgage services backed by an exclusive $6,000 on-time closing guarantee.

Get premium homebuyer benefits, fast pre-approval, and a $6,000 on-time closing guarantee with Strong Home Mortgage.

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On-Time Closing Guarantee with $6,000 Assurance

Our $6,000 on-time closing guarantee gives you and the seller peace of mind. At Strong Home Mortgage, we understand how critical timing is when closing a deal. If we cause any delay, we’ll cover up to $5,000 of your closing costs and $1,000 for the seller, ensuring everyone is protected. As a premium homebuyer, you can move forward knowing your offer is backed by a reliable lender. Our on-time closing guarantee offers the assurance you need to make your home purchase with confidence.

ELIGIBILITY & RESTRICTIONS

$6,000 On-Time Closing Guarantee

Borrower(s) and subject property must meet all underwriting requirements and the loan must be funded by the Company.
Contract closing date must be a minimum of 28 calendar days from the date of receipt of the executed Intent to Proceed or receipt of credit card deposit for an appraisal, whichever is later.
Borrower(s) must sign up for and use the Company’s online portal to timely upload all requested documentation including: (i) fulfilling all initial document requests within five business days of the request; (ii) fulfilling all additional document requests within two business days of the request; and (iii) providing a copy of the ratified purchase contract with all addendums within two business days of receipt of the initial Loan Estimate.
Interest rate must be locked, and all conditions must be satisfied (including payment of all advance fee deposits), at least seven business days prior to the contract closing date.
Appraisal appointment must be scheduled within 48 hours of the first attempt by the appraiser to contact the borrower(s).
Finalized appraisal and/or completion certificate must be received within five business days of the contract closing date.
Loans with subordinate financing through another creditor must have subordinate financing loan approval five business days before closing.

The on-time closing guarantee is void if:

Following loans are ineligible: (i) USDA, Jumbo Loans (as defined by the Federal Housing Finance Agency) or any loan that requires a third party approval; (ii) loans that do not conform to applicable agency requirements, including Fannie Mae, Freddie Mac, FHA, or VA; (iii) loans involving the purchase of a bank-owned property and “short sale” transactions; and (iv) loans where a borrower(s) qualifies using self-employed income.
Borrower(s) may not request any changes to loan terms within 10 business days from the contract closing date. If such a request is made and honored, the Closing Guarantee is void.
Closing Guarantee is void if either of the following occurs: (i) the contract closing date is missed due to delays attributable to a borrower(s), third-party, seller, acts of God, or other events outside of the Company’s control; or (ii) information provided by borrower(s) could not be verified or is inaccurate or insufficient.