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Mortgage Loan Types with Strong Home Mortgage
Expert support and tailored mortgage options for every borrower.
Schedule a free consultation to explore the best mortgage options for you.
Explore Mortgage Loan Types with an Experienced Advisor
At Strong Home Mortgage, we believe in offering personalized mortgage solutions tailored to your specific situation. Whether you’re a first-time buyer, veteran, or homeowner looking to refinance, our expert team will guide you through the different types of mortgage loans and make sure you have the information you need to make the right decision.
Conventional
Conventional loans are ideal for borrowers with solid credit and buyers with a down payment. You can opt for a fixed-rate loan with predictable payments or an adjustable-rate loan for more flexibility. Conventional loans that do not conform to Fannie Mae and Freddie Mac loan limits or eligibility requirements include jumbo loans, interest-only loans, and other specialty loan products.
FHA
FHA loans are ideal for borrowers with less than perfect credit and don’t meet the stricter requirements of conventional loans. These mortgage loans offer competitive rates, less stringent credit standards and usually follow most conforming guidelines, making it easier to qualify for a loan. FHA loans are known for having low down payment requirements — typically as low as just 3.5% for homebuyers.
Home Equity
A home equity loan allows you to borrow against the value you’ve built in your home. It’s a great option for funding large expenses like renovations, debt consolidation, or other significant financial needs. Equity loans can have a fixed payment structure or be a revolving line of credit.
Specialty Loans
Specialty loans for borrowers and investors who may not fit the criteria for a traditional mortgage. We offer investor products, such as DSCR loans, the qualification of which is based on the cash flow generated from your investment property. Other products include asset-based lending and foreign national loans. These customized options help you confidently navigate unique financing needs.
Simple Steps to Secure Your Loan
- Start Your Application — It only takes a few minutes to begin.
- Submit Required Documents — Easily upload documents through our secure online portal.
- Receive Approval — Our expert team reviews your application and keeps you updated.
- Finalize Your Loan Terms — Lock in your loan terms with confidence — no surprises.
- Close with Confidence — Enjoy peace of mind with our efficient, on-time closing process.