Unlock Savings with a Conventional Mortgage Loan

Competitive rates and flexible terms for borrowers with strong credit.

Schedule a free consultation to find the perfect conventional loan for your needs.

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Explore Your Options with Conventional Mortgage Loans

Conventional mortgage loans offer flexible terms and competitive rates. They’re a great choice for borrowers with good credit. Whether you’re buying a home or looking to refinance, Strong Home Mortgage is here to help you explore your options, understand interest rates, and secure a loan that fits your financial goals.

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Conventional Loan Features

Competitive interest rates for those with good to excellent credit
Down payment options as low as 3%
No private mortgage insurance (PMI) if the down payment is ≥ 20%
Eligible to drop PMI once loan-to-value ratio (LTV) reaches 80%
May be used for primary residences, investment properties, or second homes
Greater flexibility on property type compared to FHA or VA loans
Fixed and Adjustable Rate programs
Flexible loan terms — commonly 10, 15, 20, and 30 years.

Fast and Easy Pre-Approval

At Strong Home Mortgage, our pre-approval process is quick and hassle-free. You’ll know exactly what you can afford and be ready to make competitive offers with confidence. A pre-approval from a trusted lender shows sellers that you’re serious and financially prepared to move forward. With guidance from our expert team, you’ll be ready to act quickly when the right home comes along.

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Flexible Down Payment Options

Conventional loans offer various down payment options to fit your financial situation. You can qualify with as little as 3% down, making it easier to buy a home if you don’t have a large down payment. Whether you’re looking to minimize your down payment or invest more to lower your monthly costs, Strong Home Mortgage will guide you to the best solution for your needs.

Loan Amount Limits

The Federal Housing Finance Agency (FHFA), which oversees Fannie Mae and Freddie Mac, sets loan limits. Loans exceeding Fannie and Freddie’s limits are considered non-conforming and may qualify under a jumbo mortgage, another type of conventional loan.

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Conventional Loan Features

We offer personalized loan support to ensure you get the right conventional loan for your needs. From exploring your loan options to closing day, we’re here to keep you informed and supported. We take the time to understand your financial goals and provide sound advice at every stage. Our goal is to make the entire process as smooth and stress-free as possible.

Simple Steps to Secure Your Conventional Loan

Consultation — Speak with one of our loan officers to discuss your loan options
Submit Documents — Upload your financial records securely through our portal
Underwriter Review — An underwriter reviews your eligibility
Approval — Finalize your loan terms
Close with Confidence — Our team ensures a smooth, on-time closing process